1 "There is a lot of capital to invest in Switzerland"
At 31 years old, Maxime Pallain can boast of being a pioneer in participatory financing. Its Raizers crowdfunding platform offers its users the opportunity to invest in start-ups in the form of equity investments and loans to these companies. That is to say amounts between 50,000 and one million francs. "Switzerland is a country where there is a lot of capital to invest and participatory financing is in its infancy. With Raizers, we are offering the Swiss the opportunity to invest 10 kilometres from home rather than in structured products around the world."
Launched in January 2014 by Maxime Pallain, Grégoire Linder and Jesper Fjordbak, three entrepreneurs from Geneva, France and Denmark respectively, Raizers has a European ambition from the outset. First in France, then in Switzerland. Separate companies that must comply with the regulations of each country.
As a young entrepreneur in financial technologies (Fintech), Maxime Pallain points out that Switzerland has a card to play in crowdfunding. To do this, "it must have a legal framework to govern these participatory financing platforms. More generally, start-ups must be able to evolve in a more favourable regulation of the financial markets, in order to operate freely and under the control of the Swiss authorities. Without this, Switzerland runs the risk of ending up with a fleet of small start-ups that will never drive the market."