Online investment by Raizers
Raizers is an online european crowdinvesting platform that allows every person or company to build and follow its own portfolio through a full catalogue of European SMEs, selected by our analysts team.
Raizers was first accredited in France in November 2014 as a Participating Investment Advisor by French financial markets authority (AMF). Then, the platform opened its doors in Switzerland and Luxembourg in order to carry out its activity under the same regulatory framework.
In December 2017, it was accredited by the Belgian authorities (FSMA) as an Alternative Funding Platform and can therefore provide alternative financing services to Belgian issuers and investors. However, the platform does not, unlike other markets, have the right to provide investment advisory services to Belgian investors.
Since its creation, 22 million euros were invested in over thirty operations (real estate development, innovation, industry, hotels, cinema, etc.) by our 40,000 members, from 80 nationalities.
Raizers is approved for offering two types of investments:
Loans, under the form of bonds
The investor lends money to the company in exchange of interests (more)
The CEOs borrows money quickly, without the usual banking constraints, while benefiting from a global communication campaign (more)
Raizers provides a complete fundraising service to executives:
Voltitude - 1 294 589 € - 14 Investors
Voltitude designs and produces luxury, folding electric bikes, made in Switzerland
Parisian hotel group operating 70 aparthotels with a 3 *** position in the hyper center of Paris
eBikeLabs - 559 493 € - 105 Investors
eBikeLabs, the connected and intelligent electric bicycle.
ALVER - 288 600 CHF - 15 Investors
Alver is a Swiss startup producing everyday foods and drinks based on the nutrient-dense superfood Golden Chlorella.
NENUFAR - 405 000 € - 6 Investors
The Nénufar brand breaks the slippers code in order to develop the indoor shoe mixing estheticism and comfort.
RESERVOIR WATCH - 1 351 260 € - 76 Investors
RESERVOIR Watch is a new independent watchmaker developing automatic watches with a disruptive design mixing three complications !
CAMBOX VISION - 693 650 € - 59 Investors
VCreator of the Cambox ISIS, 1st patented board camera for the riding sports and every extreme sports !
KLOKERS - 853 466 € - 79 Investors
klokers designs, manufactures and sells Machines To Travel Through Time which reveal the singularity of creative, original and inspired individuals.
VOXITY - 166 025 € - 32 Investors
Voxity democratizing large companies telecommunications solutions by offering small, medium and professionals packaged solutions.
MALKYRS STUDIO - 656 601 - 21 Investors
"The Arena of Eternity" is the first connected and scalable card game developed by an independent French studio.
LE SOULIER FRANCAIS - 402 618€ - 41 Investors
Le Soulier Français bought back Jourdan and Kelian manufacturing facilities and resumes French luxury shoes.
CZAPEK - 1 109 950 CHF - 93 Investors
Every watch lover can buy a watch, but can you own a brand ?
BRAZECO - 150 255€ - 9 Investors
Brazeco is the first French manufacturer of compressed wood into logs , pure player internet selling firewood.
WIKEEPS® - 74 907 € - 14 Investors
Wikeeps® is a system of preservation and service of wine by the glass that preserves the wine up to 20 days after opening of the bottle.
MON MAITRE CARRE - 89 270 € - Sold with + 30% - 7 Investors
A platform that allows to individuals and societies to select an architect for inside through a contest.
SEGI IMMOBILIER - COEUR DE L'ISLE - 200 000€ - 19 INVESTORS
MJ DEVELOPPEMENT - CITYZEN K - 228 500€ - REMBOURSE EN 12 MOIS A 10% - 21 INVESTORS
ETHIK HOME - LES LOFTS DE MOREAC - 200 000€ - 22 INVESTORS
AJ PROMOTION - LES CITADINES - 200 000€ - 22 INVESTORS
AJ PROMOTION - CAMPUS OCEAN INDIEN - 230 500€ - 21 INVESTORS
- LES MOULINEAUX - 250 500€ - 30 INVESTORS
Welcome to bold and curious people!
Who says startup says independence! At Raizers, we will ask you to be involved,especially proactive and to have the ability to handle many responsibilities. Everything remains to be done in the area of crowdfunding and all models are to be thought ;
We are constantly looking for new profiles in the following fields:
Sourcing of new investment products ;
Hunter (se) of investors ;
Analyst 2.0 ;
Community Manager & Marketing experts.
If you want to know more, do not hesitate: firstname.lastname@example.org.
Careful ! Please remember that all investment bears a risk, and so does investing in crowdlending, with specific risks :
A liquidity risk
Liquidity is the facility with which you can resell your bonds after being acquired. Bonds purchased from companies which are presented on Raizers are unlikely to be exchanded on a secondary market in the short term. You might not be able to sell the shares held at the time you intend to.
The risk of capital loss, partial or total.
The return on investment depends on the success of the project financed.
The failure rate of young companies, particularly in the area of innovation, can be high.
All the operations presented on Raizers have been previously analyzed and validated by our analysts. In all cases, Raizers advises you to diversify your investments and prioritize the investment of money that you will not need in the future.
Careful! In the case of investment in bonds, the return profile is asymmetrical: the investor can lose everything while the potential return on his investment is limited to the yield calculated from the coupons collected over the period.
Also, lending to unrated SMEs represent specific risks :
?Liquidity is the facility with which you can resell your bonds after being acquired. Bonds purchased from companies which are presented on Raizers are unlikely to be exchanged on a secondary market in the short term. You might not be able to sell the bonds held at the time you intend to.
Before the maturity date, new tax restrictions might be imposed on the coupons received from bonds already acquired. The return on your investment might be reduced.
Raizers advises you not to count on the interests perceived as a significant part of future investment.
The value of invested capital and interests received might depreciate throughout the life of the bond. The return on your investment migt be reduced.
The companies presented on Raizers might not be able to pay the interests due or to reimburse the principal.
All the operations presented on Raizers have been previously analyzed.
However, if anomalies were to be found in the process of payments, Raizers will immediately inform you and will do everything possible to recover the sums.
In all cases, Raizers advises you to diversify your investments and prioritize the investment of money that you will not need during the life of the bond.
* Details :
I receive 2 940€ of interests, or the number of companies that have not bankrupt (49) * invested capital (10,000€) / total number of companies (50) * The annual interest rate (10 %) * the term of the loan (3 years)
But I lose 200€, which is the capital lent to the company that defaulted (investment (10 000€) / total number of companies (50))
At the end, I WIN 2 940€ - 200€ or 2 740€ or 27.4% of gross return.
Attention, as part of the property development operations, the following risks are also present:
Raizers offers to all types of organizations (universities, business angel networks, entrepreneur networks, accountants, lawyers, etc) to get their own alternative investment platform, respecting their needs and values.
They trust us :
Real estate operations Girardin Cinema Partner school
Green projects Euro-mediterranean projects Lawyer's office
Simplicity: Set up of a crowdfunding solution, turnkey, with your own design
Differentiation: Innovative tool to strenghten your position on your market
Federate: your investors and entrepreneurs community promoting the exchange of skills and business contacts
Support: All inclusive support including regulatory issues, hosting, maintenance and technical support
Security: A simplified and secure tool for all fundraising
A dedicated URL (e.g.: organisationbyRaizers.com) ;
A design in line with your corporate identity ;
A professional funding process with a full package for your entrepreneurs looking for funds : commercial set up, due diligence, support in communication papers set up, post-collect tool ;
A visibility that can be extended to Raizers community in order to widen the circle of potential investors.
You preselect companies with strong potential
Raizers signs the financing contract with the entrepreneur and launches the campaign on your platform
The members of your community have access to early investments in companies
To complete the fundraising, it is possible, under certain conditions, to switch to www.raizers.com to reach a wider population of investors
Throughout the campaign, Raizers handles payments and subscriptions. Funds are blocked until the end of fundraising. If the funding goal is reached, the funds are transferred to the company. Otherwise, the full amount invested is refunded.