Blog & Investment Guides

Life Insurance and Estate Planning: What Are the Rules Under the New Law in 2026? Learn how the exceptional temporary tax exemption works for gifts of premiums made during your lifetime, how the tax framework remains in place upon death, and the procedures for re-inclusion in the estate.

What is the average tax rate, and how is it calculated? Check out our comprehensive guide to understand the actual portion of your income that goes toward taxes, how it differs from the marginal tax rate, and its impact on withholding tax.

How can you maximize the returns on your life insurance policy in 2026? Check out our comprehensive guide to balancing the security of euro-denominated funds with the performance of unit-linked funds (ETFs, SCPIs) while keeping your fees under control.

What is the LTV (Loan-to-Value) ratio, and how does it affect your mortgage? Learn about the LTV formula, its role in determining risk, and our tips for improving it.

How to Choose the Best Life Insurance in 2026? Check out our comprehensive guide to comparing fees, analyzing the returns on new euro-denominated funds, and effectively diversifying your portfolio with ETFs and real estate.

What is the Internal Rate of Return (IRR) of an SCPI? Check out our guide to understand this financial metric, its calculation formula, and how it can help you measure the overall performance of your investment.

Why use a life insurance simulator before investing? Check out our comprehensive guide to projecting your future capital, assessing the impact of scheduled payments, and effectively choosing between euro-denominated funds and unit-linked funds.