IN THE SPOTLIGHT
Other Products
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5
reading time

What is a euro-denominated fund?

What is a euro-denominated fund, and how does it work? Check out our comprehensive guide to capital protection, the ratchet effect, the average return on bonds, and arbitrage with unit-linked funds.

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IN THE SPOTLIGHT
Life Insurance
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7
reading time

Taking Out Life Insurance: A Complete Guide to Getting Started

What is life insurance, and how does it work? Check out our comprehensive guide to tax benefits, online enrollment, managing your policies, and estate planning.

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Blog & Investment Guides

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article
Other Products
·
9 min

What is a euro-denominated fund?

What is a euro-denominated fund, and how does it work? Check out our comprehensive guide to capital protection, the ratchet effect, the average return on bonds, and arbitrage with unit-linked funds.
Read the article
article
Life Insurance
·
9 min

Life Insurance: How Much Will I Receive?

Life Insurance: How Much Will You Actually Receive? Check out our comprehensive guide to calculating the net amount from a surrender during your lifetime or the death benefit paid to your beneficiaries upon your death.
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article
Structured Products
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9 min

Structured Product: A Practical Example to Understand How It Works

Learn how a structured product works through a concrete example with actual figures. Our educational guide explains, step by step, how an autocall works, the memory effect, and the risk-return trade-off.
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article
Structured Products
·
9 min

Formula Funds: Definition, How They Work, Benefits, and Risks

What is a formula fund, and how does this structured investment work? Discover our comprehensive guide to mechanical return mechanisms, the legal distinction from EMTNs, as well as its benefits and risks.
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article
Structured Products
·
9 min

Structured Products: What You Need to Know About Them, Including Their Pros and Cons, Before Investing

What is the real appeal of structured products, and who are they intended for? Discover our unbiased take on how they work, their risk-return profile, the pitfalls to avoid, and their usefulness in life insurance.
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article
Real Estate
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9 min

Why do real estate developers turn to real estate crowdfunding?

Find out why real estate developers are turning to real estate crowdfunding. Explore its benefits and learn about the success stories of residential and commercial projects.
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article
ETF
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9 min

Understanding ETFs: A Simple Definition

What is an ETF, and how does this index fund work? Check out our comprehensive guide to analyzing actual fees (TER, tracking difference), understanding physical vs. synthetic replication, and optimizing your investments in a PEA or life insurance policy.
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Guide
Life Insurance
·
9 min
Taking Out Life Insurance: A Complete Guide to Getting Started
What is life insurance, and how does it work? Check out our comprehensive guide to tax benefits, online enrollment, managing your policies, and estate planning.
Read the guide
Guide
Structured Products
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9 min
Best Structured Products in 2026: A Complete Guide to Investing Wisely
What is a structured product, and how can you evaluate it in 2026? Check out our comprehensive guide to analyzing early redemption mechanisms, protection barriers, the impact of step-down indices, and the associated risks.
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Guide
ETF
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9 min
Investing in ETFs: Strategies and Tips
How can you invest in ETFs and build a high-performing portfolio in 2026? Check out our comprehensive guide to ETFs (MSCI World, S&P 500), fees (TER), index tracking, and tax optimization through life insurance.
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Guide
Life Insurance
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9 min
Life Insurance for a Stress-Free Estate Planning Process
Life Insurance and Estate Planning: How Does Transfer Outside the Estate Work? Learn about the rules governing beneficiary clauses, the key tax implications of turning 70, and the pitfalls of excessive premiums.
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Guide
SCPI
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9 min
Investing in SCPIs Through Life Insurance: A Practical Guide
Why include SCPIs in your life insurance policy? Check out our practical guide to combining real estate returns with tax advantages, while enjoying greater liquidity than with direct ownership.
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Guide
Life Insurance
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9 min
Giving While You're Alive: A Comprehensive Guide
What is a lifetime gift, and how can you make the most of it? Check out our comprehensive guide to tax exemptions that can be renewed every 15 years, the different types of gifts (handwritten or notarized), and the rules for protecting your heirs.
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Guide
Other Products
·
9 min
Everything You Need to Know About Bond Funds: How They Work, Risks, and Opportunities
What is a bond fund, and how can you benefit from it? Discover our comprehensive guide to these collective investment vehicles to diversify your savings, generate regular income, and manage interest rate risk.
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TESTIMONIALS

What Our Investors Say

More than 50,000 customers trust us. Here's why.

So far, I have invested in two transactions, both in Spain. I find Raizers' loans to be generally well-structured and to offer a reasonable risk-return profile.
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Jorge.E
I found the entire process to be professional.
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Jesús Sánchez.T
Everything is in order on a regulated platform that also offers trading in the Spanish real estate sector.
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Francisco.P
Professional team, thorough assessment of operations, good direct communication with management. They inspire confidence.
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MA
I've had an excellent experience as an investor with Raizers. I'd like to highlight the close relationship with the management team, the thorough analysis of operations, and the rigorous selection of projects—which involves ruling out many opportunities that don't meet their standards.
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Esther.R
I've found it very easy to invest with Raizers. This is my first project with them. They provide a wealth of information about each project, with a special focus on the guarantees. I'm confident everything will go well. Fernando María Cabanyes
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Fernando
I receive my interest payments regularly; there are no fees for investors, and the reporting is clear.
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Bruni.L
Projects, along with all their documents, are generally available for review two days before the fundraising campaign begins, which gives you time to review them (unlike other platforms).
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Elodie
The investment robot for amounts as low as €100: great for diversifying your investments.
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Many job openings, updated regularly. Competitive pay and a variety of projects.
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Great platform—I haven't been disappointed so far, and I highly recommend it!
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Gwenaelle.C
As a long-time user of this crowdfunding platform, I've never been disappointed. Raizers has demonstrated professionalism not only in selecting projects but also in handling disputes.
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Francois.K
Raizers offers investments in bonds or loans backed primarily by real estate. The investment opportunities offered are the result of an in-depth analysis conducted by Raizers.
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Maxime.B
Smooth user interface. Detailed and clearly explained projects. Contact persons are available to answer questions / prompt email responses
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Alexandre
Intuitive platform and clear project overview.
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Thierry.L
An excellent investment tool. Efficient, user-friendly, and reliable. A top-notch customer experience
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