Raise€250,000 to €5 millio

in just a few days.

Raizers is the platform that helps real estate agents and developers raise funds from 50,000 investors in France and across Europe.
Submit my application
A man examining architectural plans alongside a building model on a light-colored desk.A modern residential complex surrounded by gardens and vineyards at sunset.A stone house with blue shuttered windows, surrounded by a lush garden at sunset.
~ 1 month
Receipt of Funds
+450
funded projects
1 million euros
on average per fundraising campaign
20 months
Average loan term
AM I ELIGIBLE?

Three essential requirements
to apply.

If you do not meet any of the three requirements, please contact us to discuss your situation; there is often a suitable solution.

Fill out my funding application

Legal Form

The loan must be taken out by a SA, an SAS, or an SARL.

Track Record

The executive(s) must demonstrate significant experience in organizing similar projects.

Documentation

Complete documentation, business plan, guarantees, and up-to-date financial statements.
USE CASES

Financing that fits your project

No matter what type of project you’re working on or what stage it’s in, a bond issue can be tailored to your needs.

Mezzanine debt

In addition to bank financing, to complete your funding round.

Refinancing

Restructure an existing transaction to free up liquidity.

Construction

Cover the costs of remodeling, renovation, or construction.

Real Estate Bridge

A short-term holding between two transactions or while awaiting resale.

Sale with Right of Repurchase

A rollover solution to retain an asset while freeing up funds.

Mezzanine debt

In addition to bank financing, to complete your funding round.

Refinancing

Restructure an existing transaction to free up liquidity.

Construction

Cover the costs of remodeling, renovation, or construction.

Real Estate Bridge

A short-term holding between two transactions or while awaiting resale.

Aerial view of a construction site for a concrete building surrounded by houses and trees.
THE SELECTION PROCESS
“I commend Raizers for their professionalism and dedication. During this uncertain time, the team went above and beyond to keep me informed, support me, and find a financing solution. A big thank you for their energy and determination right through to the end.”
SF
Stephan F.
An operator that engaged Raizers to refinance an asset.
THE SELECTION PROCESS

From Request to Transfer: 6 Well-Defined Steps

1
2
3
4
5
6

1 day

Preselection
Application submitted through our tool. Initial screening by our team of analysts.

5 days

Contract Signing
Formalization of the mandate. Commission: maximum 10% of the amount raised.

5–15 days

Comprehensive Audit
In-depth analysis of the operator, the project, and the guarantees.

< 48H

Documentation
Preparation of marketing materials and regulatory documentation.

7 days

Fundraising
Community-based funding—often secured within hours.

Continuous

Follow-up
Quarterly reporting, payment deadlines, and final repayment.

Transparent Pricing

Variable commission capped at 10% of the amount raised · Upfront structuring fees of up to 10,000 €/CHF.
FOR INVESTORS

Four assurances to reassure the community.

The more solid the collateral for your loan application, the faster it will be approved. Here are the types of collateral we work with you to structure on a case-by-case basis.

1

Mortgage

Real security interest in real property. The priority ranking determines the order of repayment among lenders.
Read the related article
2

Security Trust

Temporary transfer of ownership within a trust. Immediate enforcement without judicial intervention.
Read the related article
3

Personal Guarantee

A commitment by an individual or legal entity to repay the debt in the event of the borrower's default.
Read the related article
4

First-Demand Guarantee

The guarantor must pay the amount due upon the first request, without being able to object or raise any defense.
Read the related article
Pledges, security interests, assignment of claims—and other mechanisms structured on a case-by-case basis.
THE PRODUCT

The bond issue, tailored for real estate.

A loan that earns interest. You keep 100% of the profit from the transaction, and you deal with a single point of contact.

Features

The product in numbers:

Rate:
7% to 13% per year
Duration:
A few days to 36 months
Amount raised:
€250,000 to €5,000,000
Interest Payment:
Most often annual
Dilution:
None - capital intact
Fixed cost:
Known in advance
01

Fixed cost

The exact cost of the loan is known in advance, regardless of the outcome of the transaction.
02

100% of capital gains

You keep all the profits—no need to share them with investors.
03

No dilution

No investors will acquire a stake in the company. You remain the sole decision-maker.
04

A single point of contact

Raizers represents the investor community; you deal with a single counterparty.
Response within 5 business days

Submit your application.
Get the funds.

Or speak directly with our team, who are available to assess your project early on.
Submit my request
Talk to an advisor
+33 1 83 62 21 21financement@raizers.com
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Raizers SAS, a crowdfunding service provider authorized by the French Financial Markets Authority (AMF) under number FP-2023-5.
Disclaimer: Investing in stocks or bonds or lending money to companies involves a significant risk of partial or total loss of principal, as well as a risk of illiquidity. Do not lend more than you can afford to lose.
Raizers SA, a brokerage firm incorporated under Swiss law
The Financial Services Ombudsman (FINSOM) is a specialized mediation body that administers a mediation system for business and commercial relationships in the financial services sector, recognized by the Federal Department of Finance (FDF) under the Swiss Financial Services Act (FSIA).

Raizers Patrimoine, an insurance broker (COA) registered with ORIAS under number 26005767, regulated by the French Prudential Supervision and Resolution Authority (ACPR).
Member of the ENDYA Association, whose mediator is La Médiation de l’Assurance—TSA 50110—75441 Paris Cedex 09
Disclaimer: Unit-linked investment products carry a risk of capital loss. Past performance is not indicative of future results.