IN THE SPOTLIGHT
Other Products
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5
reading time

What is a euro-denominated fund?

What is a euro-denominated fund, and how does it work? Check out our comprehensive guide to capital protection, the ratchet effect, the average return on bonds, and arbitrage with unit-linked funds.

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IN THE SPOTLIGHT
Life Insurance
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7
reading time

Taking Out Life Insurance: A Complete Guide to Getting Started

What is life insurance, and how does it work? Check out our comprehensive guide to tax benefits, online enrollment, managing your policies, and estate planning.

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Blog & Investment Guides

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article
SCPI
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9 min

SCPI Fees: Understanding the Cost Structure to Optimize Your Return

Everything You Need to Know About SCPI Fees Before Investing. Check out our comprehensive guide to understanding subscription fees, management fees, the impact of the redemption value, and our tips for calculating your actual net return.
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article
Other Products
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9 min

Money Market Funds: A High-Yield Alternative for Your Emergency Savings

Money market funds are one of the least prominent investment options in personal finance. Long overlooked by individual investors due to near-zero returns, they have regained appeal since the European Central Bank raised its key interest rates. But with those same rates gradually declining since 2024, their suitability now warrants careful consideration.
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article
ETF
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9 min

Quel ETF choisir pour son PEA ou son assurance- vie en 2026 ?

Comment choisir les meilleurs ETF pour votre PEA ou assurance-vie en 2026 ? Découvrez notre guide complet sur les critères de sélection : frais réels (TER), liquidité, réplication physique vs synthétique et stratégies d'allocation.
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article
Real Estate
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9 min

Crowdfunding immobilier : Avis, risques et opportunités en 2026

Le crowdfunding immobilier continue d’attirer les investisseurs en 2026 grâce à des rendements souvent élevés et une accessibilité plus simple que l’investissement locatif classique. Mais en 2026, le contexte immobilier a changé. Hausse des taux, ralentissement des ventes et multiplication des retards obligent désormais les investisseurs a davantage de vigilance.
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article
Real Estate
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9 min

Club deal immobilier : comment investir dans des projets d’exception ?

Qu'est-ce qu'un club deal immobilier et comment fonctionne ce co-investissement confidentiel ? Découvrez notre guide complet sur la gouvernance, les structures en SAS ou SCI et les clés pour investir dans des projets d’exception.
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article
Real Estate
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9 min

Pledging a Business as Collateral: A Tool for Mitigating Risk

Pledging a business as collateral is a key way to secure financing. How it works, benefits, and points to watch out for
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article
Real Estate
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9 min

Spanish Real Estate Market: Trends, Prices, and Outlook for 2026

The Spanish residential real estate market continues to grow in 2025 and is expected to maintain a positive trajectory in 2026. This trend is taking place against a generally favorable macroeconomic backdrop and is driven primarily by a persistent imbalance between housing supply and rapidly growing demand. Several economic, demographic, and financial factors help explain this structural trend.
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Guide
Life Insurance
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9 min
Taking Out Life Insurance: A Complete Guide to Getting Started
What is life insurance, and how does it work? Check out our comprehensive guide to tax benefits, online enrollment, managing your policies, and estate planning.
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Guide
Structured Products
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9 min
Best Structured Products in 2026: A Complete Guide to Investing Wisely
What is a structured product, and how can you evaluate it in 2026? Check out our comprehensive guide to analyzing early redemption mechanisms, protection barriers, the impact of step-down indices, and the associated risks.
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Guide
ETF
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9 min
Investing in ETFs: Strategies and Tips
How can you invest in ETFs and build a high-performing portfolio in 2026? Check out our comprehensive guide to ETFs (MSCI World, S&P 500), fees (TER), index tracking, and tax optimization through life insurance.
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Guide
Life Insurance
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9 min
Life Insurance for a Stress-Free Estate Planning Process
Life Insurance and Estate Planning: How Does Transfer Outside the Estate Work? Learn about the rules governing beneficiary clauses, the key tax implications of turning 70, and the pitfalls of excessive premiums.
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Guide
SCPI
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9 min
Investing in SCPIs Through Life Insurance: A Practical Guide
Why include SCPIs in your life insurance policy? Check out our practical guide to combining real estate returns with tax advantages, while enjoying greater liquidity than with direct ownership.
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Guide
Life Insurance
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9 min
Giving While You're Alive: A Comprehensive Guide
What is a lifetime gift, and how can you make the most of it? Check out our comprehensive guide to tax exemptions that can be renewed every 15 years, the different types of gifts (handwritten or notarized), and the rules for protecting your heirs.
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Guide
Other Products
·
9 min
Everything You Need to Know About Bond Funds: How They Work, Risks, and Opportunities
What is a bond fund, and how can you benefit from it? Discover our comprehensive guide to these collective investment vehicles to diversify your savings, generate regular income, and manage interest rate risk.
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TESTIMONIALS

What Our Investors Say

More than 50,000 customers trust us. Here's why.

So far, I have invested in two transactions, both in Spain. I find Raizers' loans to be generally well-structured and to offer a reasonable risk-return profile.
TM
Jorge.E
I found the entire process to be professional.
TM
Jesús Sánchez.T
Everything is in order on a regulated platform that also offers trading in the Spanish real estate sector.
TM
Francisco.P
Professional team, thorough assessment of operations, good direct communication with management. They inspire confidence.
TM
MA
I've had an excellent experience as an investor with Raizers. I'd like to highlight the close relationship with the management team, the thorough analysis of operations, and the rigorous selection of projects—which involves ruling out many opportunities that don't meet their standards.
TM
Esther.R
I've found it very easy to invest with Raizers. This is my first project with them. They provide a wealth of information about each project, with a special focus on the guarantees. I'm confident everything will go well. Fernando María Cabanyes
TM
Fernando
I receive my interest payments regularly; there are no fees for investors, and the reporting is clear.
TM
Bruni.L
Projects, along with all their documents, are generally available for review two days before the fundraising campaign begins, which gives you time to review them (unlike other platforms).
TM
Elodie
The investment robot for amounts as low as €100: great for diversifying your investments.
TM
Morgane.B
Many job openings, updated regularly. Competitive pay and a variety of projects.
TM
Micka.N
Great platform—I haven't been disappointed so far, and I highly recommend it!
TM
Gwenaelle.C
As a long-time user of this crowdfunding platform, I've never been disappointed. Raizers has demonstrated professionalism not only in selecting projects but also in handling disputes.
TM
Francois.K
Raizers offers investments in bonds or loans backed primarily by real estate. The investment opportunities offered are the result of an in-depth analysis conducted by Raizers.
TM
Maxime.B
Smooth user interface. Detailed and clearly explained projects. Contact persons are available to answer questions / prompt email responses
TM
Alexandre
Intuitive platform and clear project overview.
TM
Thierry.L
An excellent investment tool. Efficient, user-friendly, and reliable. A top-notch customer experience
TM
Alban.V
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